At Lohmann Pawn Shops we keep the pawning process as easy as possible. There’s no need to help you document your financial situation, zero awaiting a choice and you may definitely zero undetectable hooks! Rather, you can confidence the highest level of reliability and you can confidentiality!

Since at the Lohmann Pawn Shop, we realize everything about property: we are experts from the appraising the worth of expensive jewelry, watches, coins, works of art, stamps, tech gizmos, toys and you may antiques.

1. Assessment

Arrived at one of the pawn sites when you look at the Berlin and feature united states your own valuable gift suggestions. Or call us or have fun with all of our online assessment provider. The experts commonly instantaneously appraise the importance, cost-free and you may without any duty from you.

2. Discovered mortgage from inside the bucks Present your i.d. (passport or driver’s license), deposit your property as collateral and you’ll receive the pawn ticket and the assessed value of the pawned item in cash. Without anyone checking your credit!

3. Redemption

You could potentially pick-up your property assuming you would like by the presenting the fresh pawn pass and you may make payment on sum of the loan.View here so you can calculate the quantity to have desire and you will fees for each and every few days.

If you have more inquiries, you can easily most likely discover the address from the Frequently asked questions here. Or you can call us or remain in the newest Lohmann Pawn Storage inside the Berlin-Charlottenburg otherwise Berlin-Mitte. The teams was happy installment loans TN to welcome both you and respond to any even more concerns.

Faq’s

What exactly is good pawn shop? A great pawn store brings brief-name fund in return for rewarding items including silver accessories, observe, gold coins, etc. and this serve as security.

Am We starting loans having a good pawn loan? Zero, you’re not indebted when you take out an effective pawn financing. In this situation, brand new lent money is viewed as that loan. In exchange we offer an initial-identity progress of cash according to your worthwhile property and you can safely store the object within our pawn stores on period of the borrowed funds. Whenever you pay off the entire financing and attention and charges inside our pawn sites from inside the Berlin-Charlottenburg otherwise Berlin-Mitte, the valuable presents could well be returned to you.

Are you checking the standing out of my personal borrowing from the bank? No, we do not check your credit or financial condition. We shall maybe not want to know concerning your financial situation nor have a tendency to i query which have every other institution about your credit score.

Precisely what do I want to bring beside me to place an items during the pawn? All you need to bring may be the valuable product and you can an formal file along with your address.

What’s the label of the financing? The borrowed funds flow from immediately following 90 days. At the conclusion of the three-month several months, you may either expand the mortgage arrangement otherwise receive your residence of the paying off the loan (plus attention and charge) within one of the pawn shop.

What is the rate of interest and you can just what fees try recharged? The new charge and you can interest linked to their pawn loan contract is actually determined by the pawn search for per month. After the three-week months, the consumer will pay the eye and costs to the pawn mortgage regardless of whether or perhaps not it intend to redeem their individual affairs or stretch the borrowed funds not in the 1st 90 days.

The fresh costs up to 300 Euros mentioned above have conformity having given German court criteria. A fee regarding dos.75 % was recharged to own wide variety between 301 and you will 600 Euros. For any matter higher than 601 Euros, a fee out-of 2.5 % is actually energized.

Do i need to replenish the phrase of your own loan not in the initial 3 months? Yes, you can always expand the phrase of loan outside the three-week months. Please be aware your focus and you will fees due regarding earliest several months should be reduced before name of your financing can be be extended.

Exactly how safely could you shop my homes? I ensure elite shops of the many valuable presents in the all of our pawn shop during the Berlin-Charlottenburg and Berlin-Mitte. For every single goods are insured predicated on legally given recommendations.

What takes place if i misplace my pawn violation? If the an effective pawn solution try shed otherwise missing, we are going to point an upgraded pass, instance, while extending the term of the mortgage, otherwise a duplicate of the violation which is then no more good should your unique is.

I would like to keep the level of the mortgage as an alternative of redeeming my personal pawned merchandise. Is the fact you can easily? Sure. Unless you grab an individual items pursuing the three-times several months expires and decide not to ever extend the borrowed funds arrangement, a items would be auctioned inside the Berlin just after a supplementary day enjoys transpired. At the Lohmann Pawn Sites, we essentially cannot public auction gift suggestions until regarding 5-7 months immediately following loans expire. This provides you with website subscribers having higher freedom whenever they plan to redeem their individual residential property at all.

In which could be the deals kept? Auctions are held in the after the market home: Adolfo Pampus (state-registered social auctioneer and appraiser) Rudower Strasse 132 12351 Berlin

What the results are towards proceeds from the new public auction? In the event that a higher pricing is attained to suit your personal goods, we submit one add up to your. The latest pawn shop covers losing in the event that something comes for less than just their pawned well worth. In the event the matter regarding increased purchases price is maybe not redeemed inside two years, this new pawn shop is needed to give that money on authorities.

How will you manage the obligation off privacy? Personal data filed into the purposes of lending money to have a beneficial pawned items try leftover purely confidential.

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